96004 MONTEGO BAY, Fernandina Beach, FL 32034 (MLS# 2158836)

96004 MONTEGO BAY, Fernandina Beach, FL 32034

New Listing

$750,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,250 Lot Size (sq. ft.): 10,454 Status: Active

Current Price: $750,000 List Date: 8/06/2026 Last Modified: 8/06/2026

Overview

Description

Stunner alert! Discover exceptional value just moments from the beaches of Amelia Island, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, stainless appliances, enhanced landscaping, and a NEW roof installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. A formal living room with French

Supplements: doors and a main-level bedroom provide ideal spaces for a private home office, library, fitness room, or guest suite. Outdoors, the screened lanai overlooks an expansive backyard and peaceful pond, creating the perfect setting for morning coffee, evening gatherings, or simply enjoying the natural beauty that surrounds you. Combining generous square ... (Read more)

Listing Details MLS# 2158836

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2250
Living Area Source: Public Records
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.24
Association YN: Yes
Association Fee: 523
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: From I-95 take exit FL-200/FL-A1A toward Fernandina Beach. Continue on FL-200 and turn right onto Adams Rd. Turn left onto Amelia Rd and right onto Robinhood Dr. Turn right onto S 14th St and left onto Islesworth Dr. Continue to Montego Bay and home will be on the left.
Public Remarks: Stunner alert! Discover exceptional value just moments from the beaches of Amelia Island, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, stainless appliances, enhanced landscaping, and a NEW roof installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. A formal living room with French
List Price/SqFt: 333.33
Bathrooms Half: 0

Property Features

Architectural Style: Traditional Levels: Two Appliances: Convection Oven; Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Luxury Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stucco Patio And Porch Features: Covered; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear; Wooded View: Pond; Trees/Woods; Water Water Body Access Type: Association Waterfront Features: Pond Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-06

Location Tax and Legal

Street Number: 96004
Street Name: MONTEGO BAY
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 450-Amelia Island-North Of Burney Road
Subdivision Name: Isleworth

Status Change Information

Major Change Timestamp: 2026-08-06T15:07:21Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes
Gas: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Location, Tax, and Legal

Country: US
Parcel Number: 000030031500330000
Tax Annual Amount: 8382.1
Tax Year: 2025
Tax Legal Description: LOT 33 PDSTRIAN ESMT PT OR 1179/1730 ISLESWORTH PB
Elementary School: Emma Love Hardee
Middle School: Fernandina Beach
High School: Fernandina Beach

Appliances

Convection Oven: Yes
Dishwasher: Yes
Disposal: Yes
Electric Range: Yes
Electric Water Heater: Yes
Ice Maker: Yes
Microwave: Yes
Refrigerator: Yes

Construction Materials

Stucco: Yes

Cooling

Central Air: Yes

Current Use

Residential: Yes
Single Family: Yes

Flooring

Luxury Vinyl: Yes

Heating

Central: Yes

Laundry Features

Electric Dryer Hookup: Yes
In Unit: Yes
Lower Level: Yes
Washer Hookup: Yes

Levels

Two: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lot Features

Sprinklers In Front: Yes
Sprinklers In Rear: Yes
Wooded: Yes

Parking Features

Attached: Yes
Garage: Yes
Garage Door Opener: Yes

Possession

Close Of Escrow: Yes

Road Frontage Type

City Street: Yes

Road Surface Type

Asphalt: Yes

Roof

Shingle: Yes

Security Features

Smoke Detector(s): Yes

Sewer

Public Sewer: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

View

Pond: Yes
Trees/Woods: Yes
Water: Yes

Water Source

Public: Yes

Architectural Style

Traditional: Yes

Patio And Porch Features

Covered: Yes
Patio: Yes
Rear Porch: Yes
Screened: Yes

Waterfront Features

Pond: Yes

Interior Features

Breakfast Bar: Yes
Breakfast Nook: Yes
Ceiling Fan(s): Yes
Eat-in Kitchen: Yes
Entrance Foyer: Yes
Guest Suite: Yes
Open Floorplan: Yes
Pantry: Yes
Primary Bathroom -Tub with Separate Shower: Yes
Split Bedrooms: Yes
Walk-In Closet(s): Yes

Water Body Access Type

Association: Yes

Listing Office: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Last Updated: August - 06 - 2026

Information deemed reliable but not guaranteed.