4528 BAY HARBOUR Drive, Jacksonville, FL 32225 (MLS# 2161360)

4528 BAY HARBOUR Drive, Jacksonville, FL 32225

New Listing

$539,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,184 Lot Size (sq. ft.): 8,276 Status: Active

Current Price: $539,000 List Date: 8/22/2026 Last Modified: 8/22/2026

Overview

Description

Live in beautiful Ft. Caroline in the well-established Harbour North neighborhood where all homes are unique, not cookie cutter. Community shares their own private boat ramp with access to the St. John's River. This home is located on a quiet and peaceful street and has been beautifully loved and maintained. Has newer wood look flooring throughout, new irrigation system, water softener w/reverse osmosis, updated kitchen with whirlpool stainless appliances, tastefully updated bathrooms, custom built-ins in living & family rooms, backyard fully fenced w/wood fencing, new garage door, woodburning fireplace, all appliances convey including washer & dryer, pantry & ample storage, walk in closet in owner's suite, screened in Florida room w/side patio overlooks nice sized & manicured backyard, new roof being installed. A one year 2-10 Standard home warranty is also included! A voluntary civic HOA w/small fee & small fee to use boat ramp, subject to change. Home being sold to settle an estate.

Listing Details MLS# 2161360

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2184
Living Area Source: Assessor
Year Built: 1989
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.19
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Public Remarks: Live in beautiful Ft. Caroline in the well-established Harbour North neighborhood where all homes are unique, not cookie cutter. Community shares their own private boat ramp with access to the St. John's River. This home is located on a quiet and peaceful street and has been beautifully loved and maintained. Has newer wood look flooring throughout, new irrigation system, water softener w/reverse osmosis, updated kitchen with whirlpool stainless appliances, tastefully updated bathrooms, custom built-ins in living & family rooms, backyard fully fenced w/wood fencing, new garage door, woodburning fireplace, all appliances convey including washer & dryer, pantry & ample storage, walk in closet in owner's suite, screened in Florida room w/side patio overlooks nice sized & manicured backyard, new roof being installed. A one year 2-10 Standard home warranty is also included! A voluntary civic HOA w/small fee & small fee to use boat ramp, subject to change. Home being sold to settle an estate.
List Price/SqFt: 246.79
Directions: East on Merrill Road, Turn Left onto Ft. Caroline Road, Left on Starboard Drive (Harbour North Neighborhood), Left onto Beacon Drive, Left onto Bay Habour Drive, 4528 Bay Habour Drive on the left hand side.

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Range; Refrigerator; Washer; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Plank in Flooring Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Exterior Features: Boat Ramp - Private Patio And Porch Features: Patio; Rear Porch; Screened Parking Features: Garage; Garage Door Opener Water Body Access Type: Community Fencing: Back Yard; Fenced; Full; Privacy; Wood Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-19

Location Tax and Legal

Street Number: 4528
Street Name: BAY HARBOUR
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32225
MLS Area Major: 042-Ft Caroline
Subdivision Name: Harbour North

Status Change Information

Major Change Timestamp: 2026-08-22T13:07:12Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes
Wood Burning: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Location, Tax, and Legal

Country: US
Parcel Number: 1606847505
Tax Annual Amount: 3534.73
Tax Year: 2025
Tax Legal Description: 44-65 50-1S-28E HARBOUR NORTH UNIT 05 LOT 42 BLK 3

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Range: Yes
Refrigerator: Yes
Washer: Yes
Water Softener Owned: Yes

Cooling

Central Air: Yes
Electric: Yes

Current Use

Residential: Yes

Exterior Features

Boat Ramp - Private: Yes

Fencing

Back Yard: Yes
Fenced: Yes
Full: Yes
Privacy: Yes
Wood: Yes

Flooring

Plank in Flooring: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Laundry Features

Electric Dryer Hookup: Yes
In Unit: Yes
Washer Hookup: Yes

Levels

One: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Parking Features

Garage: Yes
Garage Door Opener: Yes

Possession

Close Of Escrow: Yes

Sewer

Public Sewer: Yes

Utilities

Cable Connected: Yes
Electricity Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

Water Source

Public: Yes

Architectural Style

Traditional: Yes

Patio And Porch Features

Patio: Yes
Rear Porch: Yes
Screened: Yes

Interior Features

Built-in Features: Yes
Ceiling Fan(s): Yes
Eat-in Kitchen: Yes
Entrance Foyer: Yes
Pantry: Yes
Primary Bathroom -Tub with Separate Shower: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet(s): Yes

Property Condition

Updated/Remodeled: Yes

Water Body Access Type

Community: Yes

Listing Office: MERO REALTY

Last Updated: August - 22 - 2026

Information deemed reliable but not guaranteed.