106 BAY Street, Neptune Beach, FL 32266 (MLS# 2152719)

106 BAY Street, Neptune Beach, FL 32266

$2,890,000
Property Type: Residential Bedrooms: 8 Baths: 5 Square Footage: 4,844 Lot Size (sq. ft.): 7,405 Status: Active
Current Price: $2,890,000 List Date: 6/27/2026 Last Modified: 7/16/2026

Overview

Description

Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property features up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community.

Supplements: Whether you're seeking a multi-generational family compound, a premier investment property, or the ultimate beach retreat, this is a once-in-a-generation opportunity to own an irreplaceable piece of one of Florida's most desirable seaside destinations.

Listing Details MLS# 2152719

General Property Information

Bedrooms Total
8
Bathrooms Full
5
Bathrooms Total
5
Living Area
4844
Living Area Source
Public Records
Year Built
1933
Accessory Dwelling Unit Y/N
No
Homestead YN
Yes
Lot Size Acres
0.17
Lot Size Dimensions
120 x 60
Association YN
No
CDD Fee YN
No
Accessibility Features YN
No
New Construction YN
No
Garage YN
No
Carport YN
No
Pool Private YN
No
Water Body Access YN
No
Waterfront YN
No
Furnished
Unfurnished
Stories
3
Entry Level
Yes
Senior Community YN
No
Direction Faces
South
Directions
JTB to A1A North. Enter Neptune Beach, right onto Bay St. Home on the left, second back from the ocean
Public Remarks
Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property features up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community.
List Price/SqFt
596.61

Property Features

Architectural Style: Multi Generational; Traditional Levels: Three Or More Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Oven; Electric Range; Electric Water Heater; Freezer; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Primary Bathroom - Tub with Shower Flooring: Tile Laundry Features: Electric Dryer Hookup; Lower Level Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Multi Units; Split System; Varies by Unit; Wall/Window Unit(s) Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Wood Siding Exterior Features: Balcony; Courtyard Patio And Porch Features: Deck; Front Porch; Porch; Side Porch Roof: Membrane; Shingle Parking Features: Parking Lot; Unassigned Lot Features: Dead End Street View: Beach; Ocean; Water Fencing: Back Yard; Block; Fenced; Privacy; Other Current Use: Multi-Family; Residential Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2026-06-27

Location Tax and Legal

Street Number
106
Street Name
BAY
Street Suffix
Street
County
Duval
State
FL
Postal Code
32266
MLS Area Major
221-Neptune Beach-East
Subdivision Name
Neptune Beach

Status Change Information

Major Change Timestamp
2026-06-27T15:10:12Z
Major Change Type
New Listing

Fireplace Features

Fireplaces Total
Yes

More Information

DPR Eligible

DPR Eligible
No
Listing Office: DOUGLAS ELLIMAN FLORIDA
Source MLS Verified
Last Updated: July - 16 - 2026
Information deemed reliable but not guaranteed.

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